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5. Fannie Mae HomeReady: Minimum credit rating 620

5. Fannie Mae HomeReady: Minimum credit rating 620 And their 3percent minimal deposit needs, this financing sort provides another appealing feature: Underwriting can include income off their folks in your household, aside from her credit rating. Rather than basing your own debta€“toa€“income ratio best on your month-to-month earnings plus coa€“borrower’s earnings, the DTI ratio range … Continue reading “5. Fannie Mae HomeReady: Minimum credit rating 620”