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Credit cards bring a handy cure for purchase casual instructions, but really you’ll find usually times when you’ll be able to like bucks. Now, Citi cardholders have the choice away from opening both easier owing to Citi Bend Money.
The fresh new Citi Bend Mortgage program is going to be a useful alternative to powering up a balance on your cards for unforeseen expenditures otherwise taking out a charge card cash advance. Cash advances usually require an initial percentage (generally speaking 5 % of your own progress amount), and the currency you obtain will start accruing interest within an effective large varying rate regarding day one and no grace several months.
If you’re looking for a much better solution, Citi Flex Loans can be worth exploring. Here is how Citi Flex Financing work with practice, several ideas to make it easier to is a great option for you.
What is actually an effective Citi Flex Mortgage?
Which have Citi Bend Financing, you could pull out financing on the qualified Citi card’s personal line of credit during the a predetermined rate of interest. You could decide how much you need to use and you will settle to the a predetermined payment and fixed interest rate one continues towards the longevity of the mortgage instead doing a different software otherwise credit score assessment.
Citi Bend Shell out, concurrently, is a flexible commission policy for Citi cardmembers which allows qualified bank card orders to be paid over time with an excellent fixed Apr.
One another Citi Flex Fund and Citi Fold Pay is options available after you carry out a beneficial Citi Fold Package, Citi’s program giving cardholders far more flexible percentage possibilities and you can fixed terms and conditions.
Good Citi Fold Loan allows qualified Citi cardmembers transfer element of the credit card account’s credit limit on the a personal loan. You can pay your loan from in the repaired monthly installments that have each other a fixed interest rate and you can schedule (around sixty months) which means you know precisely whenever you will end up free from financial obligation. You could modify these types of terminology for the financing techniques.